For Suppliers
Stop Waiting. Get Paid Today.
NexA lets you convert approved invoices into same-day cash advances — simply, digitally, and transparently.
Our Benefits
Approved invoices, unlocked as cash
Your invoice is approved — but payment is still 30 to 180 days away, while your salaries, suppliers, and rent can't wait that long. Bank financing is slow and demands collateral most SMEs don't have. NexA turns an invoice your buyer has already committed to pay into cash in your account today.
Why suppliers choose NexA
Same day cash
Submit a financing request and receive your advance on the same business day. No waiting, no lengthy approvals — your buyer has already confirmed the invoice.
Finance part or all
You decide how much to finance. Pick a partial amount or the full invoice — you're not locked in. Only pay for what you use.
No hidden charges
One flat origination fee plus pre-deducted interest. Your exact net advance is shown upfront before you accept. Nothing else.
We make it simple
How it works
Apply
Sign the same Application Form Anchor Buyers use.
Consent
Consent to a CTOS credit check, in the same form.
Verify
We verify your company, its owners and its signatories, the same checks as Anchor Buyers.
Accepted
You join NexA. There is no credit review or RAM rating for suppliers.
Go live
Receive and cash Digital Tokens.
Transparent
Fees — plain and simple
- Origination fee: 1% flat (up to), deducted upfront
- Financing rate: 9%–18% per annum, applied only to the amount financed and the days remaining to maturity
- No monthly fees, no platform subscription charges
- No penalty for not using the facility — you only pay when you choose to finance an invoice
Your invoice becomes a digital, transferable asset
NexA converts your Buyer approved invoice into Digital Tokens. They are blockchain-recorded proof of your buyer's irrevocable promise to pay: fungible, fractional, tamper-proof and fully auditable. Pass them on to your own suppliers to settle what you owe, or finance them through the liquidity pool for cash now.
How to access NexA
Sign the same Application Form Anchor Buyers use, which includes consent to a CTOS credit check. Once we verify your company, owners and signatories, you join NexA, with no credit review or RAM rating. You can then receive and cash Digital Tokens. Suppliers at every tier join the same way.
Your money is safe
NexA is the platform built by V Systems (Virtual Economy Technology Sdn Bhd), a participant in the Securities Commission Malaysia Regulatory Sandbox. Funds are held in a segregated LP Trust Account at CIMB Bank Berhad, ring-fenced from V Systems' own assets. Your buyer's IPU is a legally binding, irrevocable commitment — once you receive your advance, the money is yours, and any subsequent commercial dispute with your buyer does not affect it. This is not a loan: you have sold your invoice, and you owe nothing back to NexA.
Frequently asked questions
The NexA Platform is a Deep Tier Supply Chain Finance Platform developed by Virtual Economy Technology Sdn Bhd (V Systems). It lets you receive early payment on invoices that your buyer — an Anchor Buyer on NexA — has already approved. Instead of waiting 30, 60 or 90 days, you can take an advance now, without taking on a loan.
Only invoices your Anchor Buyer has approved on NexA. Approval means the buyer has confirmed the invoice and issued an Irrevocable Payment Undertaking (IPU), a binding commitment to pay on the due date. Each approved invoice is represented on the platform as a ROR Token, which must be at least three Business Days from maturity to be financed.
It is specific to your Anchor Buyer’s programme: a Base Rate set by V Systems for that buyer, plus a Premium Factor multiplied by the utilisation of the buyer’s Sub-Pool. It is notified to you in a confidential Buyer Rate Notice, which you must keep confidential, and the rate for each financing is shown in the offer before you accept. Once accepted, it is fixed for that invoice. There are no monthly fees, no subscription charges and no penalty for not using the facility. You pay only when you choose to finance an invoice.
Resolve it through your normal commercial channels. It does not affect the financing you have received: the financing rests on your buyer’s IPU, which is separate from the commercial contract.
V Systems is a participant in the SC Malaysia Regulatory Sandbox, and the NexA Platform is under review within it. Sandbox participation is not an approval, registration, authorisation or licence to operate commercially, and NexA will begin full operations only once the applicable requirements are met and the necessary clearances are received. Investor funds used to pay advances are held in the NexA LP Trust Account. The LP Trust Account is held by CIMB Commerce Trustee Berhad, an SC-registered trustee independent of V Systems, on trust for the holders of LP Tokens. It is ring-fenced from V Systems’ own assets. Your LP Tokens earn no interest. The money behind LP Tokens that are not committed to a pool is held in the trust account and is not invested.
Start getting paid sooner.
Schedule an introductory call with our Business Development team for a platform demonstration and sandbox walkthrough.
This page is for informational purposes only and does not constitute an offer, solicitation, or investment advice. NexA is the platform built by V Systems (Virtual Economy Technology Sdn Bhd). V Systems is a participant in the Securities Commission Malaysia Regulatory Sandbox. Participation does not constitute an approval, registration, authorisation or licence to operate commercially, nor an endorsement by the SC.